Black Business Alert: Meet Jembere Eyewear

Black Business Alert: Meet Jembere Eyewear

Although Abaynesh Jembere created her business only a short year ago, Jembere Eyewear is doing quite well as a black owned eye-wear designer. Abaynesh Jembere has over a decade of experience in managing, designing, and merchandising in they eye-wear industry.  ...
How black women are making a splash in tech

How black women are making a splash in tech

Although there is a huge lack of diversity in the tech industry, black women are starting to make a splash in tech. Most venture-backed companies in the United States are mostly white while 1% have African-American founders. Black women are less than .2% when it comes...
Avoid The 10 Biggest Mistakes You Can Make With Your Credit?

Avoid The 10 Biggest Mistakes You Can Make With Your Credit?

Good credit can literally open doors for you – like the doors to a new house or car. But bad credit can slam those same doors shut, lock them and throw away the key. Smart consumers protect their good credit by knowing when to use credit, when not to use it, and how...
How Nas and Snoop Dogg Are Helping Us Invest

How Nas and Snoop Dogg Are Helping Us Invest

Nas and Snoop Dogg are betting big on a new app that experts say is poised to take the investment world by storm. The new app, Robinhood, aims at taking stock investing where few have gone before — and it plans to make it free and easy.       The...
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5 Ways Millennials Can Build Wealth for the Future

5. Invest in stocks: Recognizing that it takes more than just a 401k plan to secure a comfortable life after retirement, Rapley and Harris suggest millennials invest in stocks and other investment funds without being afraid to endure some risk. Harris points out that...
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5 Ways Millennials Can Build Wealth for the Future

4. Save 10% of your salary each year: By starting in your 20s and saving just 10% of your salary, you give yourself a significant advantage. If you wait until your 30s, you’ll have to contribute at least 15-25% of your income. Starting in your 40s, you will have to...
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5 Ways Millennials Can Build Wealth for the Future

3. Rollover your employee savings program if you switch jobs: One of the biggest mistakes you can make is not rolling over your savings plan when you get a new job. Millennials should inquire about rolling over their retirement savings if they leave a job rather than...
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5 Ways Millennials Can Build Wealth for the Future

2. Take advantage of your company’s employment savings plan: One of the biggest mistakes millennials make is opting out of their company’s employment savings plan. Rather than putting aside a portion of their income for a 401k plan, millennials often think its best to...
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5 Ways Millennials Can Build Wealth for the Future

In a generation that’s scrambling for employment opportunities, the thought of retirement and end-of-career financial goals is often met with pure silence. Today, millennials make up 40% of unemployed workers, while Generation X and baby boomers make up 37 percent and...
6 Tips for Young Black Investors

6 Tips for Young Black Investors

Once you land full-time employment, your employer may offer the option to contribute to a company-sponsored retirement plan. You might reason you can’t afford to contribute, but you’re wrong. You can’t afford not to contribute to your retirement fund. If your company...
3 ways to be richer a year from now

3 ways to be richer a year from now

3. Save 10% of your income each month. If you are successful in cutting your living expenses by 10%, you should plan to direct that money into savings. The purpose of cutting expenses is not to go on a financial diet, but to free up capital for future growth and...
3 ways to be richer a year from now

3 ways to be richer a year from now

2. Start a non-retirement payroll savings plan. If you are already maxed out on your 401(k) contributions, or if your employer doesn’t offer a 401(k) plan, you can start a non-retirement payroll savings plan. Just like a 401(k) plan, the money is deducted from...
3 ways to be richer a year from now

3 ways to be richer a year from now

  1. Increase your 401(k) contribution. This is probably the single easiest and most painless way to ensure that you’ll be richer a year from now. You can increase your 401(k) contribution by 1%, 2%, 3% or whatever amount you feel comfortable with. Since it...
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